Let our professional staff work with you to achieve a suitable equipment finance package that suits your needs.

Lease Finance

• The facility requires 100% financing.
• Each monthly payment is fully tax deductible.
• The facility must have a residual payment at the end. This figure is subject to Australian Taxation Office guidelines.
• Payments are fixed for the duration of the lease.
• Monthly payments include a GST component.
• GST in the purchase price of a particular vehicle or piece of equipment is claimed by the financier.

Commercial Hire Purchase

• Facility is also known as an Asset Purchase.
• The equipment being purchased is usually sufficient security for the loan.
• The interest component is fixed for the entire term of the finance contract.
• The facility may be structured with or without a balloon payment.
• Interest and Depreciation are tax deductible.

Chattel Mortgage

• Facility is also know as an Equipment Loan or Commercial Loan.
• The equipment being purchased is usually sufficient security for the loan.
• The interest component is fixed for the entire term of the finance contract.
• The facility may be structured with or without balloon payment. Seasonal structuring may also be considered.
• The facility allows the full claim of the GST in your BAS return following the purchase of equipment / vehicle. (Confirmation of your eligibility, regarding this action, should always be confirmed by your accountant).
• Interest and Depreciation are tax deductible.

Operating Lease

Fleet operation can be made easier with an “Operating Lease” saving time and resources.

By placing your vehicle fleet under an Operating Lease, you can save the cost of capital by establishing a simple monthly payment that includes the expense of acquisition, registration, and maintenance and in some cases comprehensive insurance.

Tracking maintenance and fuel consumption can be managed by the provider.
Risk of depreciation and loss on sale no longer applies.

Ask of a comparison on “Financing vs. Operating Lease”.